Startup Loan in Nepal Just got easier! The government of Nepal has launched a startup loan scheme to support innovative entrepreneurs and small businesses with financial help at a low interest rate of just 3%.
The notice for the application has already published by the government.
If you have been dreaming of building a business but lack funding, this detailed guide explains how to apply for a startup loan in Nepal, eligibility criteria, required documents, loan amount and everything you need to know before applying.
What is a startup loan in Nepal?
A startup loan in Nepal is a government-backed concessional loan designed to encourage young entrepreneurs and innovative business. The scheme offers financial assistance of up to NPR 20 Lakhs at just 3% annual interest for qualifying startups.
The loan is provided under the supervision of the Industrial Enterprise Development Institute (IEDI), which operates the Ministry of Industry, Commerce and Supplies.
The aim is to:
- Encourage innovation and entrepreneurship
- Reduce unemployment among youth
- Support technology, agriculture and manufacturing startups
Key Features of the Government Startup Loan Scheme
| Maximum Loan Amount | Up to Rs 25 Lakhs |
| Interest Rate | 3% Per Annum |
| Repayment Period | to 7 years |
| Collateral | Project itself will be colateral |
| Target Audience | Innovative Startups, youth and women entrepreneur |
| Supervising Body | IEDI (Industrial Enterprise Development Institute |
| Purpose | Promote innovation, job creation and self employment |
Eligibility Criteria for Startup Loan in Nepal
| Business Age | Less than 10 years since registration |
| Registration | Must be legally registered business (Company, Partnership or cooperative) |
| Business Type | Innovative, productive or technology based startups |
| Nationality | Must be a Nepali citizen or registered company in Nepal |
| Financial Criteria | Annual Turnover within the prescribed limit ( Under Rs 15 Crores) |
| Exclusions | Import/resale business and blacklisted entities are not eligible |
Eligible Startup Types
- Agriculture, Forest and Production
- Information Technology and Digital
- Infrastructure and Transportation
- Social Service and Tourism
- Traditional and Local Source
Ineligibility for Startup Loan
- Split Running Business
- Registered after Notice Publication
- Multiple application from same family
- Similar Loan Received From other authorities
Application Deadline
You can apply for the Startup Loan till 2082 Mangsir 9 Office Time.
Required Documents for Startup Loan Application
- Business Registration Certificate and Renewal
- PAN/VAT Registration and Tax Clearance Certificate
- Recent Fiscal Year Audit Report
- Citizenship Certificate of Authorized Representative
- Self Declaration of Innovation
- Salary Details of Employees for Recent Fiscal Year
- Self Declaration that you have not got any type of related loans from any government authority
How to apply for startup loan in Nepal (Step by step)
The Development Board has allowed to submit the application form by both Online Application and File Submission.
You can apply for the startup loan on its official application portal.
Also, for offline application, you must submit the hardcopy documents at ats office, Tripureshwor, Kathmandu.
| Official Detailed Notice | Download |
| Application Form | Word File | PDF |
| Startup Loan Program Procedures, 2082 | Download |
| National Startup Enterprise Policy, 2081 | Download |
Common Mistakes to avoid
- Submitting an incomplete business plan
- Applying without proper registration
- Import or resale business
What is the maximum startup loan amount in Nepal?
The maximum startup loan amount as per the government scheme is up to Rs 25 Lakhs.
What is the interest rate for startup loan in Nepal?
The government provieds the startup loan at the rate of 3% per annum.
Is collateral required for startup loan in Nepal?
No. Your innovation is itself a colateral.
Can Individuals apply or only registered companies?
Only registered companies can apply for the startup loan. You must register the company to be eligible.
What is the last date of submission for Startup Loan?
The last date of submission is 2082 Mangsir 9 Office Time (5:00 PM). You can not submit later than that.
Final Thoughts
The startup loan in Nepal 2025 is a golden opportunity for youth and entrepreneurs to bring innovative ideas to life.
With an interest rate of only 3% and loan amount of Rs 20 Lakhs, the scheme offer will really support to leap forward.
Prepare your documents and Submit your Application Now.
| Convert Nepali Date into English | Age Calculator Nepali |
| Convert Unicode to Preeti | Preeti To Unicode Converter |
| Fixed Deposit Calculator | EMI Calculator |